My Thoughts... I wish I had a money tree...

Hopefully since this is my blog I can be honest and say how I feel. This is not to offend anyone in anyway and it shouldn't because it's really about me and my thoughts. This is like my journal sometimes. I'm sitting in my room Grayson is sleeping chris is playing "BODY BODY BODY!!" with the teenagers in the bonus room and I am enjoying the time to myself. Time to think. Chris and I try really hard to be smart and careful with our money and SAVE SAVE SAVE!!! And boy is that hard. We are making great money living at home with my parents and saving everything! I LOVE watching our bank account grow! I do struggle and find myself feeling down when I see others with nice things and being able to spend money how or when they please. That must be the natural man (woman) in me. But then I think. Okay wait a minute you need to think about your situation right now...
- Chris is STILL in school
- and will be for about 5 more years with pre-reqs and Dental School.
- We have a precious little boy that is almost 1
- I am a stay at home mother and LOVE IT!

Then I tell myself I need to think more positively. I have a wonderful husband who has been raised by great parents and family. He has made the best decision for himself and for our small family today. I am grateful to his parents who decided to teach him that it is important to get a college education and be able to support his family. We may still be in school but that is far more worth it to me than to be lost out there with no job or education or training of any sort trying to make it without. Anyway I found myself reading online on LDS.org. I feel left behind sometimes when I see people spending money, taking trips and doing things as they please. So going and reading talks and quotes from our Latter Day Prophets is comforting to me in our current situation. I have a few at the bottom that I found helpful and encouraging for me. Hopefully I'm not the only person that has ever felt this way. Finances can be so stressful and such a burden. I am grateful to have leaders who lead and guide us along our way. I'm glad I'm not alone. I'm grateful for such a wonderful husband who is a great example to me. In the end I am VERY VERY GRATEFUL he is SOOOO frugal with our money. :>

"We do live in turbulent times. Often the future is unknown; therefore, it behooves us to prepare for uncertainties. Statistics reveal that at some time, for a variety of reasons, you may find yourself in the role of financial provider. I urge you to pursue your education and learn marketable skills so that, should such a situation arise, you are prepared to provide." -President Thomas S. Monson

"Avoid the philosophy and excuse that yesterday's luxuries have become today's necessities. They aren't necessities unless we ourselves make them such. . . . It is essential for us to live within our means." -President Thomas S. Monson

“Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.” --Dave Ramsey (sorry he's not a prophet but we do really like what he teaches.)

“For a period of time, you can win financially and later buy whatever you want.”
--Dave Ramsey


(I don't want people thinking I'm a downer. I am very happy with life but like i wrote earlier I think it's the natural man (woman) in me that can get this way sometimes. This is kind of me venting.)